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Category: Save Money

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  • I started investing this year and let me tell you. It. Feels. So. Good. ⁣ ⁣ I put off investing for so long because when you’re self-employed, it’s a little bit harder. And then there were taxes involved. I literally knew nothing about retiring and investing last year.⁣ ⁣ This year, I dove into numerous books, articles, guides, YouTube videos, everything. It was such a struggle because it was essentially like learning math. There were all these new terms I had to learn and how they all work together. But I also knew I needed to start investing ASAP to have the power of time and compounding on my side. ⁣ ⁣ If you’re putting off investing or have no clue what your plan is for retirement, I recommend reading Broke Millennial Takes On Investing. If you are thinking about retiring early, I recommend Work Optional. ⁣ ⁣ If I can do this, so can you. One year ago I was clueless. This year I’m contributing the max amount to my accounts.
  • I’m so proud of this guy. He’s over halfway done paying off his consumer debt and sticking to a budget. Not only that, he’s taking 36 credits this upcoming school year to graduate with his degree in computer science. ⁣ ⁣ ⁣⁣ He’s been with me through it all - when I was making $800 a month as a teachers assistant and barely affording to live. Or when I got hit with a huge medical bill that I couldn’t pay (that was eventually forgiven). Or when I got on antidepressants and was absolutely miserable. I still remember the day, feeling hopeless. He told me he’d be right back - he got in his car, was gone for 30 minutes, and got back from B&N with a book called, “The Art of Happiness” by the Dalai Lama. The book really helped, but the thought of him doing that was even more special. ⁣⁣ ⁣ ⁣ He told me the other day “It’s so cool that I knew you before all of this” - this meaning my business and what it’s become. Love this guy with my whole ❤️. P.S. 1) The first photo is from a murder mystery party, I was Snow White and he was a prince. 2) We only knew each other for a few days in the last photo. 3) He looks crazy in the second photo.
  • August is so exciting. Fall is near, Halloween is coming up, and it’s almost time to start my annual reading of the Harry Potter series. ⁣ ⁣ This month, my priorities are 1) create a draft of my 2nd paid product 2) updating all posts to be SEO-friendly 3) Creating a solid retirement plan 4) Signing onto disability insurance 5) Cycling 3x/per week. I’ve read 3 investing books the past few months and feel so good about understanding how it works (for the most part), especially being self-employed. The books I read and recommend are Work Optional by @our_nextlife, Broke Millennial Takes On Investing by @brokemillennialblog, and The Boglehead’s Guide to Investing. ⁣ ⁣ ✨What are your goals this month? 📖 Also, what are you currently reading?
  • I used to think happiness would just fall on my lap when something good happens. 🙃 Now, I’m more intentional with happiness and focus on things that truly do make me happy. 🙌🏼 I even have a *things that make me happy* folder in the notes app! What’s in the folder? Knitting, baking, cooking dog 🐶 food from scratch, cycling, making bread 🥖 , jelly, and Korean food. I used to spend a lot of time focusing on all the things that worry me (I.e. Coco is throwing up again, family issues, Ba’cho has a weak leg, etc.), but now I know I need to be more intentional with things that make me happy. I recommend creating a *things that make me happy* folder in your notes app. It’s so helpful! 🌸 What would be in your *happy* folder?
  • We went on a hike we’ve never been on and it was only a 5 minute drive from our house! Still constantly surprised by the beauty that is on our backyard. This is another reason I haven’t been traveling as much lately - I just love the feeling of home and putting down our roots. Also, it is so fun to hike with someone who knows everything about anything. 😂🙌🏼 “What’s that plant? What kind of bug is that? How did those rock layers form?” 😂😂 Do you like to go hiking? Where’s your favorite hike?
  • Just 2 girls having the time of their lives. 🌸 Update: Coco seems to be good after a few doses of antibiotics! She’s getting a checkup next week, too. She gave me a heart attack on Sunday, but thankfully we have a great vet ER nearby. This ER visit made me so thankful to have pet insurance and an emergency fund for stuff like this. 🐶 Dogs are family members and accidents can and do happen. I hope she knows she has the best dog mom. She knows...maybe one day she will stop trying to escape the house. She’s got it good here. 🌸
  • 💕 Happy Monday everyone! 💕 I have a huge to do list today after a crazy weekend. @michelleschro and @sailingsvparadise were in town and I missed them so much. 😭 As I was showing my sister my new place, little Coco ended up needing to go to the ER for something I won’t share here so you don’t get grossed out. It was quite the experience. I don’t do well under extreme panic and stress. 😂 Looking forward to a peaceful week! 🌸
  • These weeks have been flying by! I can’t believe it’s almost August. I started working with a life coach this week which is something I wish I had done years ago. I used to think life coaching was a bunch of B.S., but it’s been so helpful. If you’re on the fence about doing it, I definitely recommend it. I’ve been going through a lot in my personal life and it feels so good to know that I have more power in how I think and feel than I originally thought. But speaking of being on the fence, I’m not sure I’m going to Fincon this year. 🙃 September is a busy month (friends visiting from Europe, sister visiting, dog sitting for a few days, and a boyfriend who is taking 18 credits and working full-time). We’ll see. Have a great weekend! 🌸

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