Giving a financial tool as a gift is one of the best gifts that could be given during the holiday season.
Learning how to save money, budget, and other important personal finance tools are key to living a stress-free life when it comes to money.
Money is often a stressor for a majority of people, largely due to the fact that personal finance isn't taught nearly as much as it should be in high schools.
Though this article is directed to the financially savvy, I also decided to include quirky gifts, gifts for someone who would like to be financially savvy or someone who is completely lost when it comes to the personal finance world.
All of the gifts I am providing are under $20 at the time that I am writing this post.
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1. Be simple and give money
Giving cash as a gift doesn't have to be boring. Find out creative, unique ways to give cash as a gift here.
My favorite cash gift is the chocolate box, filled with an array of different cash. Haha!
2. Monthly Budget Planner
This is the perfect gift to give someone to help them save money and stay on top of their finances.
There's even a budget area to help you find out how much you're spending and where you can cut costs.
- pay bills on time
- store your receipts
- record your monthly expenses
A game that we have all played. This game is often overlooked. The perfect game for any personal finance lover, this Monopoly version makes playing the board game more convenient than ever. Maybe this version of Monopoly won't be endless?
- instant transactions and cashless
- property values rise and fall
- tap technology
Are you looking for a free budget planner? Sign up for my resource library below filled with tons of FREE printables!
4. Dave Ramsey's Complete Guide To Money
This is the perfect gift for anyone in the financial business, but also for a college student who is just starting to pay things off on their own.
Personal finance is not talked about nearly enough in high school, so this book is the perfect gift for anyone who needs help with learning the ins and outs of finances and money.
- budget, saving money, dumping debt, investing
- insurance, bargain hunting, mortgage options, marketing,
- tons more!
5. Fortune Magazine
Giving the gift of a Fortune Magazine subscription is the perfect gift for a die-hard personal finance, making money lover. Included is long, in-depth articles. Fortune was founded in 1929 and is still going strong.
6. A session with a financial advisor
Though most first-time appointments with financial advisors are free, you can pay for the second appointment ahead of time.
This gift would be perfect for someone who has been wanting financial help for awhile. This gift would NOT be perfect for someone who you barely know.
7. The Budget Kit
Anyone can benefit from learning how to budget, which is why I believe The Budget Kit can be one of the most useful gifts of all of the gifts I have listed in this post today. This kit can help you stay on top of your finances and stay organized every month.
The sooner you figure out budgeting and saving money, the better off you will be. Less stress = happier you. I would say financial freedom is the best gift you could give to someone.
- create monthly and yearly budgets
- create a plan to repay debt
- includes an online resource guide that directs readers to helpful websites such as credit card debt, spending guidelines, and more
- + tons more!
8. Give stock in a company
Giving a finance-savvy individual stock in a company such as Apple or Google where the money can grow. If they are learning about investing or already know about investing, this is a great gift.
9. I Will Teach You To Be Rich book
Sethi provides a 6-week personal finance program for people of the ages of 20-35 years old. Sethi's approach is practical, nonjudgmental, and makes learning about personal finance enjoyable and exciting.
Learn about banking, budgeting, saving, and more with his book. I Will Teach You To Be Rich. Knowledge is power, people!
10. Stealing Coin Panda Money Box
I had to add this gift due to its hilarity and simplicity. I saw this gift on FaceBook and it made me laugh for some reason. This is the perfect gift for a young kiddo or even someone who laughs at ridiculous items such as this one.
All you do is put a coin where the coin is pictured below, and the panda will take it. What's even more awesome is there are a few different animals to choose from.
The holidays shouldn't put anyone in credit card debt, and it certainly doesn't have to be a stressful time of year. I've created a couple gift guides on my blog, so feel free to check those out and get inspired! I love finding quirky, creative gifts online.
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What gifts do you plan on giving this holiday season?
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