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  • I had no idea what personal development was until I was 21. I picked up a book at the airport before boarding my flight to Vegas. It was called You Are A Badass. Ever since then, I've been a personal development fanatic. For a while I'd do a lot of passive learning, meaning I never implemented what I learned. Only recently did I realize you have to actually implement what you learn in order to get the results. Who would've known?! (sarcasm). These are some of my all-time favorite books in no order. A book that really surprised me (that I honestly didn't think I'd like) is Awaken The Giant Within. It's THICK and takes a long time to read but it is so so worth it. I plan on reading it again. Another book (or two) that surprised me is Girl, Wash Your Face & Girl, Stop Apologizing by @msrachelhollis . They're both great reads, especially for women. Have you read any of these books?
  • One year ago I was exploring South Korea with my mom. 💕 It was such an amazing trip. We went from Seoul to Busan via train and hit some smaller cities along the way. I 100% recommend visiting here during the autumn season, it’s incredible! Fun fact: I’m half Korean! My mom was born and raised in Seoul. Have you ever been to South Korea? Do you want to go?
  • 5 years ago my finances were in a totally different place. I was driving an unreliable car, living in an apartment complex in a high-crime area, struggling to pay medical bills and accumulated over $15,000 in student loan debt. ⁣ ⁣ Fast forward to now, I'm debt-free, my new car is paid off, credit is almost at 800 (I only have 1 account open, otherwise it'd be much higher), student loans paid off, maxing out my retirement account and my business is thriving. I get to spend money on things that truly matter to me (life coaching, dogs, animal sanctuaries, a nice place to live, my gardening and plant hobbies). ⁣ ⁣ Your financial future can be in a totally different place in 5 years. You just have to believe that you can get there. Change your thoughts to things you want to believe and that feels good to you. Instead of saying you'll never be debt-free and you're just *unlucky*, think something like: I can become debt-free by taking action today in my finances. I have control.⁣ I can do this. I can start a budget, have weekly budget meetings with my spouse or best friend, and get an accountability buddy. ⁣ Are your finances different than they were 5 years ago?
  • One article on @forbes has lead to so many new relationships with other bloggers, brands, and friends. 💕 I landed this article all due to networking and meeting new people (which are now friends) at @finconexpo. Today, I went for a walk today on this beautiful autumn Colorado day. Didn’t listen to music or a podcast, just walked with my thoughts about how grateful I am for everything in my life. The trees are changing and the air feels so clean. It’s the little things. Thank you for being apart of this journey. 💕
  • Today’s Monday! Tomorrow is October 1st. ⁣⁣ ⁣⁣ This a fresh start to:⁣⁣ 1️⃣ Start and STICK to your budget. Have weekly check ins (or daily if you need more accountability). ⁣⁣ 2️⃣ Create a workout schedule. Even something as simple as 30 minutes of daily walks with the pups or kids is a great goal. ⁣⁣ 3️⃣ Stick to your schedule/planner. Set an alarm to create a to do list for the next day. My alarm is set at 8PM and that’s when I create tomorrow’s to do list. ⁣⁣ 4️⃣ Eat healthier. Start slow and easy with one healthy meal a day. Make it something simple and easy as a smoothie. I make a daily smoothie that consists of @vivolife salted maca caramel + almond milk + banana + peanut butter + dash of turmeric. ⁣⁣ 5️⃣ Get more sleep. I drink Calm (magnesium) at night to fall asleep by 11PM and wake up at 7AM. ⁣ ⁣ Pick 1 goal and get started with a small, simple task each day. Make today (or tomorrow!) your Day One. ✨What are your goals for this month?
  • No one taught me how to save, manage, or invest my money so I taught myself. There's no reason you can't be amazing at managing your money. You can. ⁣ ⁣⁣⁣ If I were to recommend a book to read ASAP, it'd be ALL OF THESE. Usually, I can pick one book to recommend to read first, but all of these books are so good. I especially loved Everyday Millionaires because it dispels a lot of myths about millionaires and I had NO idea how many people have a net worth of $1,000,000+ in the U.S. Did you know there are 11 million millionaires in the U.S.?⁣⁣ ⁣⁣ My favorite PF books are:⁣⁣ ⁣⁣ 1. Work Optional by @our_nextlife ⁣ 2. Broke Millennial by @brokemillennialblog ⁣ 3. The Boglehead’s Guide to Investing⁣⁣ 4. Everyday Millionaires by @chrishogan360 ⁣⁣ 5. Love Your Life Not Theirs⁣ by @rachelcruze ⁣ ⁣ What’s your favorite PF book?
  • One of my favorite quotes. 💕 We have a fun autumn festival this weekend with @themostlysimplelife and I’m excited. 🍂🍁⁣ ⁣ I also just said bye to my sister @michelleschro and I miss her and @sailingsvparadise already! ⁣ ⁣ Today I’m working on my business even though I’d rather be out on my bike or reading this new graphic novel I just got. Every day I go into my notes app and read my favorite quotes/thoughts to keep me motivated. Some of these are: “Believe you are at your goal already and the thoughts you have when you succeed” & “Use other peoples success as what is possible in the world”. I don’t remember who I got these quotes from, but I think I heard them from @natalierbacon. They’ve been so helpful. ⁣ I hope you all have a great weekend! Happy fall 🍂🍁🎃
  • This has been a CRAZY month as far as unexpected financial emergencies go. I had to fix my windshield after a rock blasted to it (and figured out I didn’t have glass coverage), and Ba’cho finally had his leg surgery completed. I also had expected expenses like signing on to life coaching for the rest of the year, Ba’cho’s dental cleaning, my own teeth cleaning, and my car’s annual registration renewal. I’ve always had a lot of scarcity with money, so this month (money wise) almost put me in full blown panic attack mode. All of this made me realize how my relationship with money isn’t where I’d like it to be, so this is what I’m currently working on with my life coach. What is your relationship like with money? P.S. Who loves fall? 🍂🍁🎃

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