10 Secrets I Use To Save Money At Target

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With over 1,800 stores in the U.S. and almost 350,000 employees, it’s safe to say that Target knows what they’re doing to keep customers coming back.

Also, did you know you can get 5% off at Starbucks locations inside Target just by using your Target Redcard?

Here are several helpful tips to save money at Target.

1. Use cashback apps that actually work

I don’t like clipping out coupons, and never have, which is why I love using Ibotta and Ebates.

1. For Ibotta, all you have to do is redeem which items you want to discount in the store, take a photo of your receipt through the app, and that’s it! Ibotta is better (in my opinion) for when you’re shopping in person and getting actual receipts, although I have used it for shopping online and getting cash back. You get $10 in your account when you sign up here. If you’re downloading Ibotta on your phone, the app will ask if you have a referral code. Use my referral code: lwyxxrb and you’ll get $10 for signing up.

2. For Ebates, all you have to do is go on their website, find the store you want to shop at online, and then they’ll tell you how much cash back you’ll get at that store. The money will be rewarded to your account and can be paid to you by check, Paypal, or donated to a charity of your choice. Create an Ebates account here. Make an online purchase of $25 and get $10 as a welcome bonus! So easy.

To give you an example, Ebates is currently offering 9% cash back to people who purchase through Ebates.

You may be asking how these cash back services make money.

They’re basically an affiliate, which means they get a portion of what you purchase at NO cost to you, and you get the other half. Simple and easy.

Ebates even has a free browser extension that automatically applies the best coupons to your purchases and activates cash back. There are so many times I forget to use Ebates when I’m online shopping – so the Ebates button reminds me every time I go online shopping. It’s a must. 

2. Use Honey to find the best coupon/discount in one click

Honey is a free website extension that I’ve recently come to fall in love with!

Here are just a few of the reasons why you need to add Honey to your browser:

  • Find the lowest prices of the product on Amazon with one click
  • Browse price history to see if the product has increased or decreased
  • No longer search for coupons – one click will give you the best coupon possible
  • Works on all major browsers
  • Works on thousands of sites

3. Clearance Codes

There’s a little secret to Target’s clearance codes that most people don’t know about.

Target’s coupon codes (obviously) start with tiny discounts and work their way to up to 90% off during the holidays.

Throughout the week, different things will be marked down, creating an even larger discount on items.

Monday: Electronics, office supplies, baby products

Tuesday: Women’s clothing, home decor

Wednesday: Health, food, men’s clothing

Thursday: Sports & fitness items, travel products

Friday: Makeup, home decor, jewelry

There seem to be no markdowns during the weekend, which I’m assuming is because the most people come to Target on the weekends with more time to spare and more time to splurge a bit after payday.

Tip: Are you overwhelmed by finances? Are you sick of managing 6 six money apps? Cinch takes care of everything all in one place. Cinch monitors your credit score, if you have missed payments or unauthorized use, to how much insurance you need, and a lot more.

4. Drop

If you’ve been following my blog for a while, you know I’m a huge fan of Ibotta. What I haven’t been a fan of with Ibotta is having to upload receipts. 

Drop is essentially Ibotta, but you don’t have to upload any receipts. Your credit or debit card is linked to your Drop account, you automatically get points. You can get points from Uber, Walmart, HEB, Whole Foods, Instacart, and many others. You redeem points for gift cards. This makes saving money effortless. 

You can sign up for Drop here.

5. Holiday Clearance

Markdowns generally occur throughout Monday to Friday. For regular items, savings are usually up to 50%.

For holiday clearance items, markdowns will be up to 90% off.

This is an excellent detailed guide on Target markdowns in case you’re an avid Target shopper.

6. 5% cash back when you shop

If you sign up for Target’s credit card, you’ll get an extra 5% cash back on all of your purchases when they are made either online or in store.

This card is incredible because there’s no annual fee and cardholders get access to promotions and other exclusive extras.

On top of that, you get free shipping when purchasing items online, and 30 days extended returns.

Also, I just learned that cardholders can save 5% at Starbuck locations inside Target. Such a good deal if you don’t want to ditch your latte habit.

7. Go with the end in mind

Anytime you enter any store, ESPECIALLY Target, you should write up a list of things you need.

Target has got it down when it comes to making people buy more than they actually need.

They have created an ambiance where people want to stay in the store and spend more (trust me!).

Tip: Trim helps you negotiate cable and internet bills, analyzes and gives you spending updates via text, and will find and cancel unwanted subscriptions for you. Trim users saved over $1,000,000 last month alone.

8. Creating a registry

When you create a registry with Target, you get the chance to get a 15% discount on items you did not receive from friends or family.

Along with that, you get the chance to get some bonus items depending on the purchases you made.

9. Purchase discounted gift cards

Purchasing discounted gift cards is a great way to save money at Target.

You can save up to 30% on gift cards, and also stack your savings by using Ebates to get 1% cash back when you buy these gift cards.

If you have gift cards you don’t use; you can also sell them on Raise.

Tip: Cushion is an app that refunds bank and credit card fees. You can expect refunds on things like late fees, overdraft fees, monthly service fees, account maintenance fees, ATM fees, credit card interest charges, late fees, and more!

10. Price Match Guarantee

If you find an item you want at Target at another store for cheaper, Target will match the price of the qualifying item.

You can learn more about Target’s match price guarantee here.

➡️ What to read next: How I Spend $1,348 On A Six Figure Income

How do you save money at Target?

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This Post Has 2 Comments

  1. I’ve been wanting to write a post like this for both Target and Walgreens. I go to both stores on a weekly basis and they are my “coupon” hot spots!

    1. I’ve been going to Walgreens way more than usual lately, but it’s because I live right next to it!

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