10 Secret Tips I Use To Save Money At Target

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Target is one of my favorite places in the world. If you’re like me and the rest of the world, Target’s your jam, too. 

Dollar spot with random goodies? Clothes that fit every body type? Home decor that makes you believe you can become Joanna Gaines? Count me in.

Target’s become a notorious shopping spot for buying things you didn’t even know you needed. To help relieve your Target spending habit, you must take advantage of all the ways to save. 

Use these money-saving tips to save some cash at Target! 

Before we get started, make sure to sign up for my free resource library and get access to exclusive printables all about saving money and building wealth, meal planning, and more.

Use Ibotta to save money

Ibotta is for the woman who hates clipping coupons but wants to find ways to save money. There are deals ranging from getting .25 cents back to $5 on an already affordable item. 

For Ibotta, all you do is redeem items within the app that you want to purchase and take a photo of your receipt through the app. It’s seriously that easy. You even get bonuses just for using Ibotta, which can add to your cash back. I cash out at PayPal and it goes straight to my bank, but you can also choose gift cards. 

You get $10 in your account when you sign up here.

Here’s what the Ibotta app looks like. It’s user-friendly and a must for anyone shopping at Target. 

Use Ebates for cash back

Ebates is the easiest way to get cash back because you literally just click 1 button and you’re good to go.

For Ebates, all you do is go on their website, find the store you want to shop online, and then they’ll tell you how much cash back you’ll get at that store. The money will be rewarded to your account and can be paid to you by check, Paypal (my preferred way), or gift card.

An even easier way to use Ebates is using their free browser extension that automatically applies the best coupons to your purchases and activates cash back. There are so many times I forget to use Ebates when I’m online shopping – so the Ebates button reminds me every time I go online shopping. It’s a must. 

Create an Ebates account here.

Use Honey to find the best coupon/discount in one click

Honey is a free website extension that is another must-use because it makes your life SO much easier!

To use Honey, all you have to do is download the browser extension and then any time you shop online, you click the Honey icon at checkout. They apply the BIGGEST savings (best coupon found online) to your cart. This means you never have to go digging for the best coupon ever again.

I recently went shopping for clothes and found a 20% off coupon on my own. When I pressed the Honey button, it found a 50% off coupon for me. This is why using Honey is an absolute must. 

Clearance Codes

There’s a little secret to Target’s clearance codes that most people don’t know about. Target’s coupon codes start with small discounts and work their way to up to 90% off during the holidays.

Throughout the week, different things will be marked down, creating an even larger discount on items.

Monday: Electronics, office supplies, baby products

Tuesday: Women’s clothing, home decor

Wednesday: Health, food, men’s clothing

Thursday: Sports & fitness items, travel products

Friday: Makeup, home decor, jewelry

There seem to be no markdowns during the weekend, which I’m assuming is because most people come to Target on the weekends with more time to spare and more time to splurge a bit after payday.

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Holiday Clearance

Markdowns on holiday items generally occur from Monday to Friday.

For regular items, savings are usually up to 50%.

For holiday clearance items, markdowns will be up to 90% off.

This is an excellent detailed guide on Target markdowns in case you’re an avid Target shopper.

Buying holiday items a week after a holiday ends is a great way to save money and prepare for next year’s holidays. 

5% cash back when you shop

If you sign up for Target’s credit card, you’ll get an extra 5% cash back on all of your purchases when they are made either online or in-store.

This card is incredible because there’s no annual fee and cardholders get access to promotions and other exclusive extras.

On top of that, you get free shipping when purchasing items online, and 30 days extended returns.

Cardholders also save 5% at Starbuck locations inside Target. Such a good deal if you don’t want to ditch your latte habit, because who does? 

Go with the end in mind

Anytime you enter any store, especially Target, you should write up a list of things you need.

Target has got it down when it comes to making people buy more than they actually need. They have created an ambiance where people want to stay in the store and spend more.

Remember to be intentional with how you spend your money. If you’re thinking about making a big purchase, wait 24 hours and then decide if you really want the item, and if you can afford it. 

Creating a registry

When you create a registry with Target, you get the chance at a 15% discount on items you did not receive from friends or family. Along with that, you get the chance to get some bonus items depending on the purchases you made.

Purchase discounted gift cards

Purchasing discounted gift cards is a great way to save money at Target. You can save up to 30% on gift cards, and also stack your savings by using Ebates when you buy gift cards.

Price Match Guarantee

If you find an item you want at Target at another store for cheaper, Target will match the price of the qualifying item. I’ve price matched in the past and it’s easy and painless. I pull up my phone with the cheaper item on a competitor’s website, and the cashier makes sure it’s the same exact item. 

I once found an item for $90 in-store and looked up the same item on a competitor’s website. It was only $30 at a store nearby.

Final note

Now you can feel at ease knowing you have the best money-saving tips on your Target run. Share these tips with friends and family. They are so easy to apply, everyone should be taking advantage of these tips!

Don’t forget to sign up for the free resource library and get exclusive access to free printables & planners related to saving and making money, meal planning, and more!

➡️ What to read next: How I Spend $1,348 On A Six Figure Income

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