Getting in charge of your finances is one of the best things you can do for yourself.
Sadly, most of us have never taken a personal finance course and know nothing about student loans, investing, retirement, and everything else that seriously matters.
We're set up to fail.
At 18, teens can apply for student loans and will eventually rack up an average of $37,000 in student loan debt.
The average household has $16,000 in credit card debt, with that number increasing every year.
On top of that, 1 in 3 Americans have no retirement savings.
These statistics are scary, but luckily, personal finance bloggers are changing the way people manage their money.
Is it cheesy to say that a personal finance blog changed my life? Not really, especially when I think about the kind of life I'd be living if I didn't have the knowledge I have now from personal finance blogs.
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Below are 10 of my favorite personal finance bloggers that will motivate you to save and make more! P.S. These are NOT in order! 🙂
1. Making Sense of Cents
Making Sense of Cents is a personal finance blog by Michelle Schroeder. It should come as no surprise that MSOC is #1 on my list since Michelle is my sister.
FITnancials and me getting to work from home and travel the world so often wouldn't be possible without Michelle.
Not only that, Making Sense of Cents is filled with tons of free information to get you in control of your finances and can even help you start your own business at home.
I'm also Michelle's Virtual Assistant, so I firsthand get to see the impact she's making on people's lives.
Michelle is known for creating Making Sense of Affiliate Marketing, a course that tells you everything you need to know to be successful with affiliate marketing. My favorite thing about the course is the private Facebook group, which I personally use weekly to ask questions related to blogging. She's definitely a #boss when it comes to affiliate income, as you can see from her income reports.
P.S. If you're thinking about RV life, Michelle is a full-time RVer (and has an incredible RV, might I add!). She even did an interview on FITnancials about RV life, which you can check out here. She also shared 10 tips for bloggers who want to make money blogging.
- How I Successfully Built A $1,000,000+ Blog
- How I Graduated From College In 2.5 Years With 2 Degrees AND Saved $37,500
- I’m a Female Breadwinner! I Earn Much More Than My Husband – So What?
- Why Is Talking About Money More Taboo Than Sex?
2. Natalie Bacon
Natalie Bacon AKA “the modern girls survival guide” is a blog about not only personal finance but also personal development and blogging.
Natalie quit her six-figure job because she dreaded going to work every day. She now focuses on spending her time bettering herself and focusing on happiness.
Natalie's story really resonated with me because I left my career in Special Education after spending over 6 years in the field. It was a tough decision to leave, but I decided life is short and I rather focus on loving my life every day, and not just the weekend.
She even has her own YouTube channel, which has quickly become one of my favorite channels.
On top of being a Certified Financial Planner and blogger, Natalie is also paying off $200,000 in student loans. She's already paid $100,000, which is no small feat!
- 100 Self Improvement Tips That Will Make Your Life Better
- 21 Questions You Need To Ask Yourself To Have Your Best Year Ever
- 15 Ways You Can Increase Your Happiness Today
3. Club Thrifty
Club Thrifty is a blog written by Holly and Greg, a married couple who used to work together as morticians.
I love learning about careers that aren't as popular as others, so I was immediately drawn to their blog by their mortician blog post.
Holly and Greg now earn a living online. They've paid off their debt, saved five figures for their daughter's college education, and now live a frugal lifestyle while also traveling to some pretty exotic and historical locations.
Their posts are fun to read, informative, and are filled with tons of advice and tips that they've personally learned in their lives.
I also met Holly and Greg at Fincon in 2017, and they were some of the nicest people I've ever met.
- Working to Live: How Being a Mortician Reshaped My Money Mindset
- Travel Safety: The Truth About Staying Safe Abroad
- Want to Realize Your Travel Dreams? Don’t Forget Where to Start
4. Financial Best Life
Financial Best Life is written by Lauren Bowling, who has been featured on several publications, such as Forbes, U.S. News, CNN Money, Business Insider, and more.
Lauren started her blog 5 years where she would document her experiences with money. She had a shopping addiction in college, moved to New York City at 24 with less than $300, and even managed to pay off $10K in credit card twice.
I absolutely love Lauren's style of writing. When I read her blog, I feel like she's actually talking to me as a friend, which can be hard to pull off. Her posts are consistently filled with advice and tips on subjects that I personally need help with. Even though I'm a PF blogger, there's still a lot I need to learn as well.
- Of Conferences, Egos, and Instagram
- 6 Steps On How To Start Investing In Your Twenties
- How I Paid Off Debt While Living In New York City
5. Millennial Money Man
Millennial Money Man is written by Bobby, a millennial who was once a high school teacher.
After graduating college, Bobby realized he didn't want to struggle with debt for the rest of his life. While he was a high school band teacher, he managed to pay off his student loans in 2 years on a teachers salary.
He originally started his blog to document his story, but now runs a successful personal finance blog that shares brutally honest information on finances and living frugally.
One of my favorite things about Millennial Money Man is that many articles share stories of real-life people sharing their financial experiences.
- I Make $200,000 a Year and Dress Like a Scrub
- The Real Reason I Live Debt-Free
- The Reason That Most People Don’t Pay Off Debt
6. Caroline Vencil
Caroline Vencil is a mommy blogger that writes about living life as an extreme cheapskate, making money, and tons more.
Before becoming a blogger, Caroline lived off of one income (her husband made $17,000 per year) and lived off of a pretty strict budget. They managed to buy 2 cars, build a savings, and even buy a house.
Her personality shines through her posts, which makes learning about frugal living and money so much better!
I got to meet Caroline in person at Fincon last year, and she is always smiling and happy, which means you will be, too. 🙂
7. My Debt Epiphany
My Debt Epiphany is created by Choncé, a personal finance expert who is also a freelance writer.
She even previously guest posted on my blog on her story of being a freelance writer.
I love Choncé's story because it's both heartbreaking and heartwarming.
In 2013, Choncé was a single mom who would once search for quarters in parking lots just to do her laundry.
A few years later, she now runs a successful business where she gets to work for herself and be her own boss.
- Wedding Budget Review + Pictures
- I Raised My Credit Score By 150 Points, Here’s How
- How to Eat Well With a $300 Monthly Grocery Budget
8. Young Yet Wise
Candice is the creator of Young Yet Wise.
Like most personal finance bloggers, Candice started her blog to document her finance journey. Young Yet Wise eventually became a website where people came to learn how to take control of their money and pay off debt.
Alongside her blog, she offers one on one coaching and even has a monthly paid membership service called The Young Yet Wise Society which helps women manage their money and hold them accountable to meet their goals.
She even recently paid off almost $50,000 from student loans and credit card debt. So inspiring!
Candice also has an awesome YouTube channel, where she shares tips on paying off debt, personal development, entrepreneurship, and more.
- I’m Debt Free | $47,500 of Debt Paid Off
- Money Tips I Wish I Learned Sooner
- Live Richer By Dropping These 5 Bad Money Habits
9. Stefanie O' Connell
Stefanie O' Connell is a millennial money expert and is helping young adults all around the world with their finances.
Stefanie graduated college with a degree in drama and went on to travel the world on tour of Cinderella the musical. After the tour, she came back to NYC and was unemployed at the height of financial crisis in the U.S. She realized she wanted to get ahead and take control of her finances.
When she wasn't working, she was budgeting, learning about investment principles, and eventually started helping others through her blog.
She even has a book, The Broke and Beautiful Life, which will get you excited about budgeting and investing, instead of falling asleep or feeling a rush of anxiety.
Stefanie is incredibly inspiring, and I hope one day I'll be half as comfortable as she is in front of a camera! Her personality really shines through her posts and video.
- 7 Things Women Couldn’t Do With Their Money 50 Years Ago
- 8 Things We Learned About Money from Sex and the City
- 5 Money Mindsets That Are Keeping You Broke
I couldn't write this post and not include my own blog. 🙂
FITnancials started several years ago as a hobby blog. Never did I ever think this blog would become my full-time job.
I used to live life dreading waking up every day. I lived for the weekend.
Now I wake up every day happy, refreshed, and I genuinely look forward to helping others take care of their money and health through my blog.
- How I Went From $1,000 to $10,000 Per Month On My Blog In 1 Year
- How To Achieve Your 2018 New Years Resolution
- 7 Books To Become A Better and Happier You
I owe so much to these personal finance bloggers.
At 24, I managed to increase my credit score to 750, I have $0 in credit card debt, paid off my car, and have a good chunk in savings.
I'm a senior in college and will have less than $15,000 to pay in student loans once I graduate. I went to college with a strategy to come out with little debt. I paid out of pocket when I could. I went to a local community college and paid $90 a credit hour and got all of my general education classes out of the way.
If money and personal finance intimidate or overwhelm you, that's totally understandable. We're basically set up to rack up credit card and student loan debt.
However, now you have access to tons of information online that can help you take control of your money. You're in charge of your life.
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- Healthiest Foods For A Tight Budget
Who is your favorite personal finance blogger?
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