30 Money Hacks To Save $1,000+ Per Month

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No longer do we live in a time where you need to clip coupons to save money. Saving money has never been easier or more convenient – especially for those of us that are short on time (which let's be honest, is most of us!).

Below are 30 money hacks to save $1,000+ per month.

Take action now: Before we begin, take action now, and download the FREE Ultimate Financial Planner. Paying off debt and managing your finances can be FUN. Included is a bonus debt thermometer. 

1. Honey (Finds the best discount codes online)

Guys – I love love love Honey.

Honey finds you the best discount codes on the internet, saving you soooo much time and money! 

This is how much I love it – I went shopping on Fashion Nova the other day and pressed my Honey extension button. Honey found me a 40% off coupon. When I go searching online for the best coupon (which wastes so much time), the best coupon I could find was 25% off. 

Honey's free for you to use and is a must if you shop online.

Sign up with Honey here (takes a minute). 

2. Get cash back online

Ebates is a must for anyone who shops online or in-person. 

The service is awesome – Ebates gives you cash back for shopping at your favorite online stores such as Sephora, Macy's, and hundreds of other popular stores. 

I have the Ebates extension on my computer, which means a small Ebates popup will appear any time I go on a store's website. Ebates will tell me the current cash back offerings for the website. Really simple!

Get $10 just for signing up here.

3. Drop

If you've been following my blog for a while, you know I'm a huge fan of Ibotta. What I haven't been a fan of with Ibotta is having to upload receipts. 

Drop is essentially Ibotta, but you don't have to upload any receipts.

Your credit or debit card is linked to your Drop account, you automatically get points.

You can get points from Uber, Walmart, HEB, Whole Foods, Instacart, and many others. You redeem points for gift cards. This makes saving money effortless. 

You can sign up for Drop here.

4. Billshark

Billshark is a MUST for anyone who has a cell phone, cable, internet, or insurance bill and wants to lower their bill.

And trust me, it works because I've used it myself on 3 different bills and I've saved $290.

Here's how Billshark works:

  1. Send copies of your bills to Billshark. (I did this by uploading an online PDF of each bill).
  2. Billshark negotiates all of the bills you send in.
  3. You get notified if Billshark was successful. If they are, they take 40% of the savings. Ex. Billshark saved me $290 over the course of 6 months, so I pay them $116. I can do this in a monthly payment plan or all at once.

It's definitely worth the savings and it was such an easy process. 

You can start lowering your bills with Billshark here.

5. $5 Meal Plan

$5 Meal Plan is a meal planning service that sends you a delicious meal plan and shopping list every single week for just $5 a month.

I highly recommend trying this service, and if you aren't satisfied, you can cancel at any time.

Even better, the first two weeks are free.

Get your free $5 Meal Plan 14-day trial here.

6. Credit Score

Increasing your credit score can save you thousands of dollars over your lifetime.

This is why I love and recommend Credit Sesame.

Credit Sesame lets me know my credit score for free (and no, it doesn't hurt your credit score to check it with Credit Sesame).

With a higher credit score, you can save money on interest charges on auto loans, mortgages, and more. 

7. Apply for hundreds of scholarships at once

Did you know you can apply for hundreds of scholarships at once?

Scholarship Owl makes applying for scholarships easier because let's face it – scholarships can be tedious to apply to and college is expensive.

The service works by you filling out an application, then Scholarship Owl searches for compatible scholarships, and they apply for you. 

8. Arcadia Power Saver

With Arcadia Power, you can switch to clean energy, improve your home's efficiency, and save money in various ways, including:

  • Price alerts. When a lower rate is available in your area, Arcadia Power will put you on a lower electricity rate than what you're currently paying.
  • Community solar. You can subscribe to a remote or local community solar project, and receive savings from the production of the project share.
  • Home efficiency. You can upgrade your home's efficiency with energy-saving products, like a Nest thermostat, and pay $0 down and pay over time with your savings.
  • Bill pay. Most utility companies charge a transaction fee for credit cards. Arcadia Power charges $0, saving you money and earning you points on your credit card along the way. (You can also pay with a checking account).

You can learn more about Arcadia Power here.

9. Surveys

Filling out surveys to make money is an easy way to make money by simply providing your opinion to questions.

I genuinely enjoy surveys because I love sharing my opinion on things. I've always been into taking quizzes and surveys, so naturally, I love this method of making some extra cash.

Here are a few of my favorite surveys:

10. Cashback on groceries

Ibotta is a free app that gives you cash back for making purchases on things like groceries, clothes, toiletries, and much more, which can all be very helpful when traveling.

It's silly not to use Ibotta if you're a regular grocery shopper and also have to buy things like clothes, toiletries, and pretty much anything else you'd find at a store like Walmart or Amazon.

If you sign up now, you can get $10 in your account by using my link here.

12. Cushion

Did you know you can get bank and credit card fees refunded?

Here's how Cushion works.

  1. Connect your bank(s).
  2. Authorize fee negotiation.
  3. Get your money back. 

Cushion makes money by keeping 25% of the refunded amount. 

You can expect refunds on things like foreign transaction fees, wire transfers, minimum balance fees, ATM fees, and credit card interest charges.

13. Plan out your money

Instead of wondering where your money is going, use a budget planner.

This budget planner helps you stay organized with your savings, budgets, credit cards, and finances all in one place.

Each month includes payment trackers with space to manage monthly bills, debts, savings, and expenses. 

14. Cash Envelope System

A cash envelope system allows you to save money by dedicating a certain amount of cash each month to a category and sorting them into the appropriately marked envelopes.

This 12 budget laminated envelope system makes it easy to budget. The envelopes are high-quality and built to last a long time. They're also pretty! Don't be like me and use cheap envelopes that last a week. 

Many people find that the cash envelope system keeps their spending on track.

You only get to spend what's in your envelopes – so spend wisely. 

15. Master Your Money Super Bundle

 For just $49, you get 45 books, courses and printables to pay off debt, budget like a boss, and reach your financial goals. 

With the Master Your Money Super Bundle, you can feel awesome about your financial future and learn from CPA's, Certified Financial Planners, financial coaches, and a former hedge fund manager. 

Shown below is everything included in the Master Your Money Super Bundle. There is so much value here, and it's worth checking out!What's inside the Master Your Money Super Bundle

17. Qoins

Would you like to pay off debt without even thinking about it? Stay with me for a sec because this isn't some generic money-saving app.

Qoins helps you by using your spare change from everyday transactions to make an extra payment to your debt. 

Let's say you go to Starbucks and pay for a coffee that is $3.71. Qoins rounds up your payment to $4.00, meaning $.29 goes to your debt. This might not seem like a lot, but it definitely adds up over time. Qoins has helped users pay off $4.5+ million with this method, so it must be working.

You can get started with Qoins here.

18. Help children learn about money

Many of you reading this have kids, which is why I had to talk about the Moonjar Classic Moneybox.

This money box is a three tin canister with each canister either for saving, spending, or sharing.

Included in the money box is a family guide booklet that provides advice and ideas for lifelong financial responsibility and learning. 

The Moonjar Classic Moneybox has won multiple awards, and kids love it. 

20. Drive safe and save with state farm

If you have State Farm, take advantage of their Drive Safe and Save program

I get a 5% discount by doing this, and all I had to do was download an app and stick a Bluetooth beacon to my windshield. 

22. Use Hopper to save on flights

Hopper can tell you when's the best time to buy a flight.

It's incredibly user-friendly and will get you the best flight for the lowest price.

23. Use an awesome budget app

EveryDollar is the perfect app for a newbie budgeter or for someone who likes to keep things simple.

I use EveryDollar, and it's been my go-to budgeting software for months now. There are no ads, and it's organized and super user-friendly for us people who like to keep things simple.

24. Use Groupon

I use Groupon for anything and everything, including restaurants, travel, clothes, spa days, to name a few. 

The savings on Groupon are so incredible! I've been using the app since I was in high school. 

A few Groupons I've seen today are:

  • $50 for an eye exam and eyeglasses
  • $200 for a two day Carribean cruise
  • Workout leggings for $10
  • 90 Minute Massage for $45

25. Make your own laundry detergent 

This DIY homemade laundry detergent can save you a ton of money, and you can see what is exactly going into your clothes that directly touch your skin.

Some detergents use chemicals that can be harmful to the body, so DIYing your laundry detergent not only saves money but is beneficial for your skin.

26. Digit 

Digit is a fun money-saving app that helps you save money for a particular goal.

Say you want to save up for a vacation, Digit will analyze your spending and automatically move money from your checking account to Digit when you can afford it. 

Digit knows exactly how much to save, and allows unlimited withdrawals so you can access savings at any time, and even has a 1% savings bonus.

Get 30 days free of Digit here. 

27. Read personal finance books

Personal finance books can educate and inform people about topics that might seem intimidating or foreign.

Having necessary personal finance information is key to succeeding in life and getting control of your money.

Some of my favorite personal finance books are:

28. In-season groceries

Finding out what foods are in season allows you to save money and eat plenty of healthy meals on a budget.

The summertime is the best time for affordable produce since it's in season and plentiful.

Still, the fall and winter have many options when it comes to affordable healthy foods.

Check out #1 listed here to find out what foods are in season.

What money hacks do you use to save money each month?

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This Post Has 2 Comments

  1. The biggest thing we have done is basically a no spend month. Buy food or anything you absolutely need and cut everything else out. With the food aspect you can also agree to eat down the cupboards first. I feel like if we did that we could buy a lot less for at least a month!

    1. That’s a really good idea!

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