6 Best Ways To Invest In Yourself In 2020

6 Best Ways To Invest In Yourself In 2020

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One of the best things you can do for yourself is investing in yourself and your future.

Do you want to be more confident? Make more money? Move up in your career or start a side hustle? Do you want to treat your body better? You can do all of these things. All you have to do is get started. 

In 2019, I invested in myself by enrolling in a personal development course and hiring a life coach. I also invested in myself by setting up my 401k and Roth IRA with Vanguard and maxing out my accounts. This is all to create the best future for me.

You can do the same. 

Here are 6 ways to invest in yourself to create an amazing 2020! 

1. Personal Development

Like I mentioned earlier, I enrolled in a personal development course this year called Design Your Dream Life.

Design Your Dream Life is a personal development course that seriously changed my life.

I used to have a lot of issues with confidence, my appearance, weight, and relationships. I would put off goals for months or years. Now I complete goals in a timely manner instead of letting myself down. 

This course was created by certified life coach Natalie Bacon and I owe a lot of the work in this course to helping me with weight loss, growing my business, growing my relationships, and helping create my dream life.

“Discover exactly how to become a BOSS at mastering your mindset, emotions, productivity, time management, goal-setting, and habits.”

I know it sounds cheesy, and I used to think life coaching and personal development was a bunch of “woo woo” crap, but I’ve totally changed my mind on this and it’s because I’ve seen the results for myself.

11 topics are covered: mindset, emotions + feelings, self-love, problems, overwhelm, productivity, time management, goal setting, habits, and a lot more.

There is A LOT of content in this course (95 lessons total)

Design Your Dream Life is perfect for people who:

  • feel stuck, overwhelmed, or busy
  • improve time management and production
  • a go-getter who wants to increase her focus
  • love personal development
  • want to design a specific plan for your life

You can learn more about Design Your Dream Life here.

Design Your Dream Life is 100000% worth the investment. You can devote the entire year of 2020 on this course alone and see massive results in your life. That’s exactly what I did and my life is COMPLETELY different than just 2 years ago. 

If you’re on a tighter budget, Dream Year is another great option to start working on personal development. 

Once I started growing my mindset, my relationships, business, and life got so much better. Work on changing your thoughts, feelings, and you’ll naturally change your actions, creating your dream life. I know this because I did this myself. 

If you need help changing your life, completing your goals, and creating your dream life, I also recommend Dream Year.

Dream Year is a guide all about achieving your goals and feeling good while doing it.

In Dream Year, you get:

  • 190+ pages of content
  • Part I includes lessons that teach you how to master your mind and achieve your goals
  • Part II includes 3 workbook templates
  • Part III includes extras that will help you succeed
  • There are lessons on goal setting, failure, planning, burnout, time management, and productivity
  • The templates can be used for yearly, monthly, and weekly planning
  • This is the formula for mastering your mind so you achieve your goals and feel better long-term

You can learn more about Dream Year here.

2. Career & Side Hustles

So much can change in just 1 year. You can change careers, start a new side hustle, move up in your current job, or simply create more happiness where you work now. 

A couple of years ago, I was working at a super stressful job, finishing college, and felt stuck. I was about to graduate college but felt like my life was going nowhere.

I decided to make a huge *drastic* change and quit my job and put my full-time effort on this blog. Just a year later, I almost hit six-figures and have met so many amazing women (and men) through this blog who are paying off debt and starting an online biz.

It’s amazing how much can change in just a few months.

Do you want to start a side hustle? Do you want to work online? Do you want to feel happier at your job? You can do all of these things. What’s holding you back?

Questions to ask yourself: 

  • What area of work are you interested in it?
  • Do you want to work in-person or work from home?
  • Do you want to be a freelancer or be your own boss?

Once you know the answers to those questions, you can move forward from there. 

Are you not sure where to start on creating a profitable blog? I recommend checking out this course roadmap to figure out where you should get started first!

Favorite Resources:

Read more: How I Made Over $10,000 Per Month With These 4 Side Hustles

3. Retirement

Are you saving for your future? Have you started saving for your retirement? Over 50% of millennials have $0 saved in their retirement. If that’s you, get started today.

I didn’t start saving for retirement until I was 26, but now I’m contributing the max amount to both of my accounts. You can catch up. If you’re in your twenties, this is the BEST time to get started. 

I understand that talking about retirement sounds overwhelming and intimidating because it did for me, too. What I did was simply get started. I started reading books and took it one day at a time. 

Here are my favorite books all about retirement:

I also recommend reading these articles:

4. Mental Health

Mental health is something that impacts every person in the world. Fortunately, there is a lot being done here and people are becoming more transparent about this in the world. 

What if you want to improve your mental health today? You can:

  • Find a physical activity you enjoy 
  • Talk to someone (a friend, family member, therapist, life coach, etc.)
  • Eat healthy meals & take care of yourself
  • Start a new hobby that helps you relieve stress
  • Take a bath and use essential oil bath salts

I also realize that the list I’ve shared above makes it seem really simple to improve your mental health when it’s not always that easy. I get it. These are just a few things that *may* help. 

I’m transparent on my blog about my mental health and issues I’ve had in the past. Just like many other people in the world, I have depression and used to be on medication until it started making things worse (just my personal experience). Now, I’ve found something that works for me and helps my mental health.
 
That is talking to a professional and also relieving stress and anxiety by doing physically and mentally stimulating activities. 

Here are some great resources for mental health:

Read more: 25 Ways To Practice Self-Care For Free Or Cheap (That Actually Work)
 

5. Physical Health 

Are you wanting to lose weight, lower your blood pressure, or simply feel better in your body? You can do this.

A few years ago I lost over 60 pounds and it changed my life.

Physically, I feel so much better. Eating healthier and working out is so much more than your physical appearance. It’s how you feel every day and how you’ll feel in your future.

Favorite resources to increase physical health:

Read more:

You can invest in your physical health by finding a physical activity you enjoy, eating healthy meals and buying groceries that may cost a little more. This may be a gym membership, a personal trainer, a meal plan, etc. It’s honestly worth investing in your physical self because you only have 1 body. You should feel great in it. 

6. Hobbies & Creativity 

Do you find yourself going to work and then coming home to watch television until you fall asleep?

Or maybe it’s the exact opposite, you have little to no time at all for yourself and you’re constantly spending time taking care of your family.

Even if you only 30 minutes for yourself, using that time doing something that makes you happy is so important. 

Some great hobbies are:

  • baking
  • crocheting (I learned via YouTube)
  • learning a new language (I use Duolingo)
  • painting
  • volunteering
  • cooking ($5 Meal Plan is perfect for people who want to eat healthy, save time and money, and get meal plans straight to you)

I started crocheting and it’s been the best self-care ever. I had no idea a hobby would increase my happiness so much and decrease my stress.

Read more: 20 Best Hobbies That Can Also Make You Money

What are your goals for 2020? How do you want to invest in yourself? Share in the comments!

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  • For those of you that don’t know, I used to be overweight. I smoked cigarettes and drank a ton of alcohol. I was a biiiiig mess and felt sick on a regular basis. I was a totally different person than I am today. A huge part of that change is due to working out and healthy eating. I started taking care of myself and over the past 5 years have seen change that I didn’t even think would EVER be possible. ⁣⁣ ⁣⁣ Healthy eating and exercising doesn’t have to be expensive. Here’s exactly how I eat healthy and exercise on a budget.⁣⁣ ⁣⁣⁣ 1. I went from a CrossFit membership to a $25 membership at a local gym. 24/7 access and free classes. ⁣⁣⁣ ⁣ 2. I use @aaptiv (which is seriously my FAVORITE app ever. I workout 4-5 per week because this app gets me so excited to workout. Aaptiv uses a virtual personal trainer that tells you exactly what to do. This includes cardio, strength training, pilates, yoga, stretching, meditation, etc. I got a 1-year membership for $50. ⁣⁣⁣(pic 3) ⁣ 3. I do my best to use a meal planner and stick to a grocery list. Without it, I’m all over the place and don’t have a plan. I have a free money-saving meal plan template you can use in my free resource library! (Link in bio).⁣⁣⁣ (pic 4) ⁣ 4. I use Walmart Grocery Pickup to save money on groceries. The employees always pick the freshest fruits and veggies so I don’t pick anything that isn’t ripe or already spoiled. I’m also not tempted to shop in the store since I’m only picking up groceries. I don’t even get out of my car. I have a link in my bio that gives you $10 toward your first Walmart Grocery Pickup purchase!⁣ ⁣⁣⁣ 5. I also love Ibotta because they have fruits and veggies cash back sometimes, and other things I buy regularly like coffee, toilet paper, and vegan meats.⁣⁣⁣ ⁣⁣⁣ I love love love working out and eating healthy. I’m always trying new recipes from vegan food bloggers and every year my boyfriend’s mom gifts me a vegan cookbook which I use as well. I also recently got the book @plantbasedonabudget — so worth it!!⁣⁣⁣ ⁣⁣⁣ What do you do to stay healthy and workout on a budget?⁣
  • There are so many changes coming in just a few months - it’s really weird to think about. My boyfriend is in the beginning stages of applying to jobs (he graduates with a degree in computer science in May). ⁣ ⁣ We have our eyes on Vegas as his entire family lives there (and we love Vegas), but we’re also open to anywhere. We’ve also invited my mom to live with us as I want to start taking care of her (and I miss spending time with her).⁣ ⁣ He’s got a lot of debt to pay off. If he lets me share numbers, I definitely will and update his progress as we go. He lives on so little that it makes me wonder how fast he’ll be able to do it! ⁣ ⁣ In other news, my October goals went great! I worked out 4-5 per week and I spent less than $400 on food/drinks (including restaurants and social outings). I spent $300 on fun money which included a TON of yarn (and an antique yarn caddy I bought at an antique store) as I started crocheting. ⁣ ⁣ My goal for November is to spend less than $250 on groceries and restaurant outings. I got cash for my cash envelopes yesterday and I’m cooking batch meals to make meals go longer + save money. If you have a favorite (plant-based) batch meal, please share it with me as I’m trying to come up with more recipes. ⁣ ⁣ Happy November. 🍁🍂☃️
  • #ad Have you ever heard of a low-cost cell phone plan and thought it was too good to be true? Yep, same. ⁣⁣ ⁣⁣ After hearing about low-cost carriers for years, I decided to try it out for myself. I tested out @tellomobile in October and compared the service side by side to my T-Mobile plan. I was concerned the service wasn’t going to be good because I live in a small town. The phone worked everywhere I went. I had spotty service at my gym (one bar), which is exactly what my T-Mobile phone gets. ⁣⁣ ⁣⁣ My Tello Mobile plan is $19 a month with unlimited texting and calling, and 4GB of internet. I don’t need much internet because I use wifi everywhere. ⁣⁣ ⁣⁣ I factored in how much the average person could save by switching to a low-cost carrier. Let’s say someone pays $80/month on their plan for 1 year. That’s $960. If they switched to a low-cost plan like mine at Tello Mobile for $19, that’s only $228 for 1 year. That’s a savings of $732 just in 1 year of changing a phone plan. ⁣⁣you can learn more about my Tello Mobile plan at the link in my bio. 💫 ⁣⁣ How much do you pay for your cell phone?
  • Are you saving money in a retirement account? How much do you save? I didn’t save start saving for retirement until I was 26. This doesn’t bother me though because now I’m maxing out my accounts and doing great. Plus, I can’t rewind time. I have a Small Business 401k and Roth IRA with Vanguard. 🙌🏼 (P.S. this is a Canva template so no one thinks I copy other peoples Instagram graphics 😂). My favorite retirement/investing books are in an earlier IG post! Just look for “favorite personal finance books”.
  • Is anyone else here obsessed with fall? 🎃 Went to a pumpkin patch today With @themostlysimplelife. So much fun! 🍂🍁
  • I only discovered how much my library offers a few months ago! I noticed a backpack with some binoculars and maps in it and the librarian told me it was a backpack for the national park pass rental. 😯🏕 ⁣⁣ ⁣⁣ My local library also offers a ton of skills classes like art, knitting, coding, and so many other things. I think that’s so cool! ⁣ ⁣ What cool things does your library offer?
  • I love this. 💕 Happy Monday everyone! Let’s make this a great week. 🙌🏼
  • I had no idea what personal development was until I was 21. I picked up a book at the airport before boarding my flight to Vegas. It was called You Are A Badass. Ever since then, I've been a personal development fanatic. For a while I'd do a lot of passive learning, meaning I never implemented what I learned. Only recently did I realize you have to actually implement what you learn in order to get the results. Who would've known?! (sarcasm). These are some of my all-time favorite books in no order. A book that really surprised me (that I honestly didn't think I'd like) is Awaken The Giant Within. It's THICK and takes a long time to read but it is so so worth it. I plan on reading it again. Another book (or two) that surprised me is Girl, Wash Your Face & Girl, Stop Apologizing by @msrachelhollis . They're both great reads, especially for women. Have you read any of these books?

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