One area where many people are stuck in vicious, undermining money circles is interest rates on financing. This includes mortgage, car loans, and credit cards. The more interest you pay, the more you remit to pay something off. For example, assume you finance a $15,000 car four years. Your Annual Percentage Rate, or APR, is 10 percent. To pay off your car, you’ll remit a total of $16,050, which means your $15,000 car cost you an additional $1,050. To avoid this financial pitfall, follow these five Investopedia tips to lower or omit the APR on a car loan.
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Below, I have a great and informative infographic to share today.
Traveling is definitely something that I love. I spent some time in Peru volunteering last year, I was an au pair in Italy earlier this year for a few months, and I just moved to Austin. This is following a move to Chicago and Colorado that I had recently made as well.
Below are some interesting millennial travel statistics:
- 85% of millennials check multiple sites before booking their travel to get the best deal possible.
- 46% book travel through a smartphone or tablet.
- 60% will upgrade their travel experience by purchasing in-flight wi-fi, early deplaning, etc.
- They WILL post their experiences on social media. In fact, 97% will post while traveling, and 75% will post once a day. That’s a lot of social activity.
Check out the infographic from Internet Marketing Inc on Millennial Travel Trends below for other interesting statistics…. Read more
Although most people have had the benefit of taking personal finance classes in high school, the understanding that your credit rating is important doesn't always prepare you for the reality that you may face when you become unemployed or your family costs outstrip your ability to pay all of your bills on time.
To make matters worse, for people that are not perfect or excelling financially, the offers and options that are available to them for financing help are often so expensive that they do not help them to get out from behind debt that has been accruing…. Read more
You may come across money in many different ways. You may win the lottery, win some sort of contest, get a large bonus, receive an inheritance, and so on.
However you won it, you will need to be careful. There are plenty of stories out there of people coming across large sums of money only to lose it all. Hopefully, with the tips below, that won't happen to you!
Next year is a new beginning, which means you can get a fresh start on your finances. I know a lot of people are worried about a bad credit score affecting their ability to get an auto or car loan. But there is a way to help yourself when applying for an auto loan next year. You can get started before the ball drops on 2016, even today!… Read more
Running is a good form of exercise. It has lots of health benefits physically as well as mentally. However, have you suffered from blisters? Some aspiring runners back out the moment they feel these obnoxious little bumps on their feet most especially around arches. It may be tiny but it’s really painful and irritating.
Do not worry mate, here are some tips on how to avoid blisters. Yes, there is hope! So do not be disheartened.
What is a blister?
So what is a blister, anyway? These are tiny little bumps or bubbles that result from friction against the foot that causes the outer layers of the skin to rub together and fill with fluid. It is gross indeed! But besides being gross, it is frustratingly painful! The cause? It can be anything from a new pair of shoes, poorly fitting shoes, or sweaty feet caused by using non-absorbent socks.
Taking a cruise is a lot of fun. Whether you are young, older, traveling with a family, or going on a girls' trip, cruising is suitable for everyone.
Below are five reasons for why I love embarking on cruise ships for my vacations. Next time you place your next vacation, I suggest you think about going on a cruise. Trust me, you won't regret it!… Read more
If a debt is hanging over your head and creditors are calling your house, your situation might seem bleak. While you can't snap your finger and get rid of debt, you can take practical steps to quickly minimize how much you owe and regain control of your financial life.… Read more
No matter what your field or industry, you know that in order to get ahead and move up the proverbial corporate ladder, you need to develop a positive reputation. If you're a young professional, you may have a great deal of theoretical knowledge from your recent college education, but you may not have a practical plan in place for how to implement those theories and gain the expert status you desire. The following tips will get you started on how to build a strong reputation within your industry.