Have you ever been a victim of identity theft? Chances are that you have or someone close to you has been a victim. Identity theft can be a scary thing. Whether the person stole your whole identity or placed a transaction on your credit card without you knowing, you probably don’t want it to happen…. Read more
Viewing category: Finance
It’s been known that younger adults rack up the most credit card debt, simply because most aren’t educated or even know what they are getting themselves into.
Having a credit card while in college can seem to be quite exciting because you get to spend money by simply swiping a card, even if you don’t actually have any current funds at the moment.
This can be pretty detrimental to your credit and simple things you want to pursue in the future if you don’t pay off your debt in time.
Getting a credit card can be a very smart move because you can apply for an apartment, car, and any time of loan that you are considering. Building up credit and having it can give you the ability to do many things, and also give you a better possibility of getting an apartment or new car that you’ve been dreaming of for a while…. Read more
Whether you need to cut things out of your budget because you are trying to build up your savings, save for retirement, save for a vacation, pay off debt, or something else, I bet there are many things that you can cut out.
I’m not saying that you have to cut out everything below, but maybe it will give you an idea of something that can be eliminated.
Here are simple items that you can cut out of your budget now…. Read more
The other day someone told me that they recently paid off $15,000 in credit card debt and that they thought they would never get out of it. To some $15,000 may not be much, but to others, it may mean the end of the world.
I also know of people who have $2,000 in credit card debt, $100,000 in credit card debt, and other various amounts.
Whatever amount of debt that you have, I’m going to guess that you want to eliminate it. Here are my tips to eliminate your debt. I’m following a lot of the below, and because of it, I can say that I have no debt!… Read more
One thing that was hardly discussed when I was in high school was personal finance.
You would think that with all of the classes where most people don’t remember a thing (such as with something like the Pythagorean theorem), that there would be at least one spot in the schedule for a required personal finance class.
As I discussed the other day in my post, I am in the process of finding an apartment nearby and finally living on my own.
I have been living with my sister, but living on my own (with my boyfriend) will be completely different. I will have set bills, responsibilities and so on that come with having a place of my own.
There are so many things that I need to think about before, during and after I move out and into our new-to-us apartment…. Read more
I’ve been living with my sister for a few years now, but soon my boyfriend and I will be moving out and be moving into our first apartment together.
There are many things that need to be done, and living entirely on your own is different from renting a room from your sister!
It’s never too late to start getting active, according to a new study from University College London – and even things like gardening and washing the car go a long way to prevent illness after retirement. Researchers from the university examined the health and lifestyle habits of 3,500 people over 65, revealing that people who do a moderate physical activity at least once every week were two and a half times less likely to experience long-term illnesses, such as cancer, heart disease, Alzheimer’s and Parkinson’s.
Moderate physical activity doesn’t have to involve much: walking to the shops or doing a few jobs in the garden is enough to get the blood flowing and stave off illness. And according to the study, older people who do a vigorous physical activity at least once a week, such as aerobics, hill walking and jogging, were three and a half times more likely to stay healthy in their old age.