This is a strange yet interesting topic. There are so many different jobs and careers to go into. Although I'm going to school to work with children/adults with special needs, there are still so many other jobs I'm interested in at least trying out…. Read more
Viewing category: Finance
Ah, how much I enjoy talking about the topic of free college tuition. I constantly hear about this on the news.
My friend recently did a project on cutting college costs and he weighed out the pros and cons. I definitely believe in my opinion that there are way more pros to having free tuition for everyone in the U.S. There are several countries with free college tuition and they seem to be doing just fine.
Depending on what your regular schedule looks like, it's most likely filled with school, different jobs, children, various outside activities and so on. We are faced with different tasks we have to deal with on a daily basis.[no_toc]
For college students, most of us have regular part-time jobs and some even have full-time jobs. I have a classmate that works up to 70 hours a week while going to school full-time.
So, what is a person supposed to do when they are loaded with an abundance amount of stress?
Working the body to its maximum capacity is what many people do in the average life at one point or another. We forget that we have to take care of our mind and equally as important, our bodies.
So what do I do to help myself in the days when I've hit my max capacity and can no longer take the stress?… Read more
No matter what age you are, I believe every person should have some kind of emergency fund. When I have children, I plan on having some kind of emergency fund for them as well as well as my savings.[no_toc]
I believe a college student should have at least $1,500 in their emergency fund, and more depending on your circumstances.
This can also vary depending on a person's situation, but I believe that number allows enough room in case if anything were to happen, there would still be money left over.
Having an emergency fund is extremely important for numerous reasons…. Read more
Credit card debt is something that NO one wants. It can lead to financial hardships, stress, lack of sleep, and more.[no_toc]
I recently got my very first credit card. It took a long time because I don't have any credit (isn't that funny, you need credit to get credit?!), but I finally found a credit card to sign up for so that I can start building my credit.
At first, it was hard managing my new credit card. I found myself spending much more money than I actually had.
I've realized now that I am more of a cash or a debit person. Credit cards can be great, but I need to make sure I know how to correctly use them.
Below are my tips to use your credit card correctly and not rack up credit card debt:
Ah, the college life. I feel like the days are going by so quickly. I'm always either at school or one of my two jobs. When I'm not doing those things, I'm busy studying, doing my readings, and living a healthy life.[no_toc]
I also keep up with my blogging every week and do my best to inspire and motivate others. After all, that is said and done, I like to cozy up on my bed and listen to Mumford and Sons with a good book.
I'm different from other college students in a few aspects. I rent a room off campus, pay for all of my bills myself, and have a ton of financial responsibility. Thankfully I have 2 jobs that I actually enjoy doing. Otherwise, this would all get pretty stressful and challenging.
As most of you know I am going on a trip to Cusco, Peru in the summer of 2015 for a volunteer trip helping special needs children.[no_toc]
This trip isn't free and it's actually quite expensive. I need to find a way to raise some extra money for the trip since I will have to take several weeks off from work in order to do this volunteer trip…. Read more
College can be very expensive. Between paying for all of the various college expenses (tuition, lab fees, parking fees, computer fees, textbooks, and more), paying for a place to live, a car, food, cell phone, and other bills, it is very easy to feel like you are broke all the time as a college student.
Even though I feel like I have more bills than ever right now, there are tons of different ways that I am actually saving money right now as well. Nothing is too hard, and they are all great ways to save that can keep helping you into the future…. Read more