FITnancials - A Healthy Living & Budgeting Blog

a blog about managing your finances, being healthy, and traveling

The most uninsurable superheroes

When you apply for life insurance, you’re assessed to see how much of a risk you pose for the insurer. They look at your age, health, family medical history, finances, profession and lifestyle habits. The bottom line is the riskier you are, the higher your insurance premium.

For example, if you’re very unhealthy or regularly engage in extreme sports, your premiums will be higher. The insurer will assess how any activities or lifestyle choices might affect your health – but will also consider any relevant qualification and experience doing the activity.

… Read more

Why Savings Accounts are Important

I paid off my car loan recently, and now I'm really working on building up my savings. It's been a little hard to save, especially since it is summertime and little expenses seem to keep popping up. Vacations, BBQs, events and everything else cost money. These are all things that I love, and saving for them is fun in itself…. Read more

Turn Your Passions into Profits

Some people warn you not to mix your passions and your employment. For some reason, they think that you’ll suddenly enjoy your hobby much less if it turns into your sole source of income.

While I do understand this to a point, I, for the most part, don’t agree with it. If you’re passionate about something, wouldn’t that be what you wanted to do all the time?… Read more

How I Stay Motivated – Fitness Goals

Staying motivated can be very hard, especially when you're surrounded by people who don't care to be fit and healthy. Sometimes you feel like giving up just because you're so different from everyone else. But this shouldn't stop you from fulfilling your goals and living a healthy lifestyle!… Read more

Why Temporary Diets Are Bad

Temporary diets – don't even get me started.

I could go on forever about this particular topic. Anytime I go into a supplement store, or anywhere for that matter, I hear of ladies talking about this new diet they are on. How they barely eat anything and exercise until their legs give out. All they do is cardio, and no weights…. Read more

The Simple Facts of Getting Ahead

Today's post is about getting ahead with your job. As you all know, I am currently working multiple jobs, and  I want to be successful in all of them of course.

There are quite a few articles out there about the “secrets to success,” but most of the time, the secrets aren’t really all that great. Click here to find out how you can hone your leadership skills and get ahead in the workplace.

… Read more

Favorite YouTubers

If you haven't heard of YouTube by now, you must be living in a box. Youtube has turned into a daily task of mine, completing it every night before bed. I sometimes even watch it on my iPad instead of watching television. So let's start off with my favorite YouTubers, here we go!

Favorite YouTuber #1 Blogilates

Blogilates is my favorite for many reasons. First off, she's all about health and promoting the healthy and fit look. She helps girls all over the world regain their confidence and boost their self-image.

She gives you free workout plans AND not to mention workout videos she makes on her own. She even helps with nutrition and has an online shop as well to buy cute clothes and other items. So do I really need to say more on this chick? All us fitness people love her!

Favorite YouTuber #2 Itsjudytime/itsjudylife

Now this Youtuber doesn't pertain to health/fitness exactly, but beauty fits in their somewhat, correct? I've been watching this gals video since I first started on Youtube! Which was an extremely long time ago, and I'm still not bored of her vids.

She posts incredibly easy makeup and hairstyles to do yourself. Not only that, but she hauls in new products and does reviews on all of the products for you. That saves you QUITE a bit of money right there. She doesn't fake a review for any product and is very genuine with her viewers. Judy also has a vlog channel where she posts daily vlogs of her life with her husband and new baby.

They travel often and seem to be on the road all the time, with a baby! That takes quite a bit of skill. If I were you I would definitely check out her beauty channel, and if you like her, check out her vlog channel as well. She's quite addicting!

 

Favorite YouTuber #3 DulceCandy87

If you are a beauty guru and haven't heard of dulcecandy you are CRAZY. She's pretty popular on youtube for her outfit ideas and beauty tips. She's just as sweet as Judy (itsjudytime/itsjudylife).

What keeps me coming back and watching these ladies videos are for the same reason, they are both genuine ladies who are really looking to help you in your beauty needs! And what is better than feeling beautiful? (Probably a lot actually. LOL.)

 

I love YouTube. Not only for the entertainment, but you can really gain a lot of knowledge from these videos. Type in anything on google and you're sure to find something related to it.

If you want a quick laugh, type in ‘funny videos' and you'll be laughing for hours. (At least I do.) Whenever I am on vacation and don't have any workout programs with me on hand, I like to youtube workouts. There are SO many good programs to choose from! And they are all free.

Who are your favorite YouTubers?

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