This is a sponsored post by Credit Sesame.
If you travel frequently, a travel rewards credit card may be a must-have on your packing list.
But which travel credit card is the best to have? The answer ultimately depends on your travel habits and spending style, but comparing some of the most popular travel credit card options can help you narrow down the field.
1. The Platinum Card® from American Express
Designed for: Travelers who prefer a card with elite rewards
The Platinum Card® from American Express is the Cadillac of travel rewards cards. This card offers benefits like 5X Membership Rewards® points on flights booked directly with airlines or through American Express Travel. You also earn the same amount of points on eligible hotels booked with amextravel.com.
The card also has a very generous introductory points bonus for new cardmembers, plus a $200 annual airline fee credit. The one catch? A $550 annual fee.
2. Chase Sapphire Preferred® Card
Designed for: Travelers who want to earn more rewards on hotels and dining, with a lower annual fee
The Chase Sapphire Preferred® Card also offers points on travel, with members earning 2X points on airfare, hotels, taxi fares, train rides and dining. All other purchases earn 1 point per $1. One of the nicest perks about this card is the ability to transfer your points to participating frequent traveler programs on a 1:1 basis.
You also get 25% more value from your points when you redeem them for travel through Chase Ultimate Rewards. There’s a $0 introductory annual fee the first year, which increases to $95 thereafter.
3. Barclaycard Arrival Plus® World Elite Mastercard®
Designed for: Travelers who prefer earning level rewards on every purchase
The Barclaycard Arrival Plus® World Elite Mastercard® keeps things simple by offering travelers unlimited 2X miles per dollar on all purchases. Like the other two cards profiled so far, this card offers an introductory miles bonus when you meet a minimum spending requirement.
Redeeming miles is easy; you can simply redeem them for statement credit. And, you get 5% of your miles back every time you redeem. This card does have an $89 annual fee, but it’s waived for the first year.
4. VentureOne® from Capital One®
Designed for: Travelers who want unlimited rewards with no annual fee
VentureOne® from Capital One® is a travel rewards card with unlimited rewards earning potential. This card offers 1.25X miles per dollar on every purchase, so you can use it for travel or everyday spending.
You can book travel your way, with no blackout dates or restrictions, and redeem rewards for statement credit. Best of all, the card has no foreign transaction fee or annual fee to worry about.
Check your credit before you apply
As a general rule, the better a travel credit card’s rewards program, the better your credit needs to be to get approved. Before you apply for one of the cards listed here, remember to check your credit. You can get your credit score for free from Credit Sesame.
Credit Sesame Users have said, “Credit Sesame alerted me of what to take care of first and how to prioritize my medical debt. After I paid down all my bills, my score improved. I know I can buy a house and take care of my kids now.” – Jessica, Credit Sesame User
“I was never taught to manage a budget or avoid debt. I learned the hard way. Credit Sesame’s tools helped me get my credit ready for a loan. I was approved for the loan and paid off all my credit card debt, and my score went up.” – Daniel, Credit Sesame User