Today, I’ve gathered 15+ bloggers that are experts in the finance niche.
Whether you’re trying to save money and build an emergency fund, start a travel savings fund, or pay off your student debt, you’re going to want to read every single one of these helpful money-saving tips from the pros.
Saving money is incredibly easy once you know how to do it!
Not only that, saving money can help you:
- pay off your house or car
- pay off student loans
- pay off credit cards and use credit cards as a way to make money by using points
Paying off those debts can help you:
- build an emergency fund
- save for a dream vacation
- save for a desired life, such as RV life, sailboat life, or living abroad
If you don’t already have an emergency fund, start immediately. If you want to travel more, save money.
So many problems can be solved by saving money, which is why I love talking about money so often!
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Below are 15+ money-saving tips from the pros.
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What is your best money-saving tip?
My best money saving tip is to find ways to make extra money. Then, either save as much of the extra money you are making, throw it towards your debt, put it towards some sort of financial goal that you have, and so on. And, before you tell me that you have no time – the average person watches around 35 hours of TV a week!Michelle Schroeder – Making Sense of Cents
Considering sharing expenses to decrease them. You could share wi-fi with a neighbor, get a roommate or even share a car. There are many arrangements that could work out and save you money in the end.
Aja McClanahan – Principles of Increase
To be patient. For instance, if you wait to find all your home pieces at thrift stores or when they go on sale, you will save way more money than if you decide to furnish your entire apartment as soon as you move in. I once waited 4 months to get the car I wanted at the right price and then drove 4 hours away to get it. I saved $1500 and actually made money when I sold it a year later.Laurie Duncan – Margo’s Money Map
My best tip for saving money has everything to do with what you eat and drink. You’re never too good for generic store brand food! Avoiding name brand food can easily save you hundreds of dollars per year. And when you decide to eat out, ordering water saves you at least $2 every meal (and keeps you healthy).
Jeff Proctor –VTX Capital
Live below your means! So many people try to save money while also driving a new car or paying high rent or mortgage. I think it’s important to try to live with less and lower your overall cost of living. Maybe live with a roommate for a while, downsize to a smaller place, get rid of your car if you can. Then, when you’re ahead, slowly reintroduce these things back at a level you can comfortable afford.
Kristin Hanes – The Wayward Home
My best money saving tip is to pay myself first. I automatically have money taken out of my paycheck and deposited to my savings account and then whatever is leftover is what I have to live on. I’ve saved a lot of money this way.
Cara Palmer – Cara Palmer
The fastest way we save money without even consciously doing it, is through a program we set up with our account manager at our bank. Every time we swipe our debit card, $1 goes into a special account. At the end of the year each year we’ve done this, we’ve had enough for an amazing family vacation! If you want tangible savings at the end of the year without feeling a pinch, I recommend this! If your bank can’t do it, use cash only and take all change you are given every time you spend money and put it into a jar.Cat Holladay – The Compass Is Calling
I believe the best way to save money is to limit yourself with a budget. If you use the envelope system for things like clothing, groceries, and little luxuries it helps you to see how much you spend every month. Put your budgeted amount for each category in an envelope and when you’ve spent all the money in each envelope you know in order to stay on budget you can’t buy anything else. You could put a month’s worth of cash in each envelope or you could do it on a weekly basis. You may find that you can do without the thing you where going to buy or even find a cheaper idea so you don’t go over budget.Patty Richmond – Fun Fam Living
Every six months or so, call your internet, cable, and cell phone providers and ask for the latest promotion in pricing. This alone has lowered my bills or upgraded my service at no extra charge. I’ve saved a bundle doing this regularly!
Stephanie Spillmann – Healthy, Savvy & Wise
The best tip I can recommend is to find free activities to do for entertainment. For us, this include potlucks, game nights, visits to the dog park, and playing badminton in the backyard. The latter is a great workout as well!
Whitney Odolo – Whitney Odolo
Make sure to always use cash back apps whenever possible. My go-to app to save money is Ibotta. Ibotta lets you get cash back on hundreds of items, including groceries. You get $10 in your account when you sign up here
Always pay in cash, and cut up your credit cards!
Melissa – This Blended Home of Mine
When money is tight, shop your kitchen first. That means checking through your cupboards, pantry, fridge and freezer to see what you already have. This can help you out before pay day or when you just want to cut back on your spending. Not to mention that it saves waste.Emma Drew – Emma Drew.Info
Combine a sales price with a coupon for the absolute lowest prices at the grocery store. You don’t have to be extreme to save a lot of money. Even if you don’t think you’ll use coupons you can always use them for household items like toilet paper. I haven’t paid for toothpaste for over 5 years because it’s frequently free with coupons!
Cameron Tanner – Savvy Savers Academy
Fear would be my best money saving tip. If you fear being homeless and destitute, then that will force anybody to save more money.CJ – CJ The Money Guru
Use cash back websites when shopping online and get up to 10% back on your purchases.
Cora Harrison – The Mini Millionaire
Bring your own lunch to work. You work 22 days per month and if you can save a little every day, it will make a huge difference. After I switched from eating at my company’s canteen, to bringing my own food, I saved around 5$ per day. That is $110 a month. And not only that, when we cook it’s not only for me but for my wife as well, so it’s a total of $220. Plus, we eat more healthy and the type of food we like.
Francisco Anes – Passive Income Wise
If you have credit cards with no balance, schedule the payment online for the last possible date (to avoid late fees and keep money in your account). For credit cards with debt, pay whatever you can as soon as you can so that you minimize the interest on the balance (as that is calculated on an average daily balance), even if that means paying in doses.Debbie Gartner – The Flooring Girl
Create a budget to know where your money is being spent. Cut out the fat and save the rest. Live well below your means.
Kelan & Brittany Kline – The Savvy Couple
If you’re a newbie here, let me fill you in. FITnancials is all about saving, making money, and creating your dream life. Here is a list of my favorite ways to save and make money.
- Start blogging. Blogging can be difficult because you can’t go to college for it, but you can enroll in courses that tell you everything you need to know. I personally went through and recommend The Blogging Blueprint, Making Sense of Affiliate Marketing, Pinterest Traffic Avalanche, and Six Figure Blogger. You can check out full details here of all of the courses. You can also read my monthly income report here.
- Answer surveys. I use the following surveys, and my readers use these too: Pinecone Research, and Survey Voices,
- Keep track of your credit score. Using Credit Sesame to get your credit score information won’t impact your score. They’ll also tell you in detail what to do to increase your credit score, which gives you a better interest rate when you purchase a car, house, credit card, or any loan.
- Save hundreds on glasses. Use GlassesShop.com to save on prescription glasses and sunglasses, as well as regular frames. I’ve gotten 3 pairs from this store. Each prescription + frame is usually less than $70. All you need to do is type in your prescription, which is super easy to do. GlassesShop.com also gave me this code for my readers for 50% off: GSHOT50
- Save on food, especially fruits and veggies. Ibotta is a super user-friendly app. All you have to do is choose the items you want to get cash back on, buy them at the store, and then take a photo of your receipt on the Ibotta app. (You get $10 for signing up through my link here). $5 Meal Plan is a $5 monthly meal plan (2 first weeks are free) that sends you meal plans and shopping lists to your email. Every single meal costs an average of $2 to make, and sometimes less.
- Save big on travel. I use and recommend Couchsurfing for free accommodations, Airbnb (get $40 when you use my link here) when I prefer to have my own place for an affordable price, and always make sure to bring my Discount Travel Card that gives me access to over 160,000 discounts around the world.
- Save thousands at college. Scholarships are crucial when saving money in college. Using Scholarship Owl will apply to hundreds of scholarships for you with just one registration.
- Save hundreds on books. Use Scribd to get 3 books and 1 audiobook a month for $8.99 from a huge library. Read for free for 30 days by clicking here.
- If you’re an online shopper, get cash back with Ebates just for shopping like you regularly do. Ebates is free, and you get $10 when you sign up through my link.
- Do you have pets? Getting your furry friends on pet insurance sooner than later ensures they get an affordable premium, as well as save a lot of money on vet bills. Embrace Pet Insurance is highly reviewed and rated. We also use Rover for our dog sitting needs, as well as making money on the side. I made an average of $25 per 30-minute walk. Get $25 toward your first walk here.
- Interested in learning a second language? Use italki. The classes range from $5-$40 per hour (my Korean class costs $12 per session). If you enjoy teaching languages, you can also use italki to use as a teaching platform.
- Are you a freelancer? Use Fiverr to display your services and score jobs online.
- Want to exercise at home and ditch the costly gym membership? Use Beachbody on Demand and get unlimited access to workout programs like P90X, Insanity, T25, 21 Day Fix, and more. I also use my Fitbit to track my daily steps. The challenges in the Fitbit app help me keep my steps up, especially since I work at home.
- If you buy supplements, I recommend using Vitamin Shoppe. I’ve been buying my products through them since 2011 because they’re the most affordable, and always have a sale going on. If you buy “health” food often, use Thrive Market since their products are significantly cheaper since they cut out the middleman (supermarket or store).
What are some of your favorite money-saving tips? Share in the comments!
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