Life skills can help us feel prepared for anything and everything that comes our way, and let's face it; life is unpredictable.
From minor car repairs to managing finances, there are plenty of crucial life skills that we should know, yet many of us don't.
Here are 15 crucial life skills everyone should know.
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#1 Time management
Creating good time management practices doesn't mean filling your day with more tasks, but instead limiting what you do to certain things to simplify your life.
Instead of working hard, you can work smarter.
Here are tips for better time management:
- time blocking
- creating a calendar ahead of time of your day, week, and month
- answer emails only once a day
- use social media only at night for a limited amount of time
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#2 Managing your Finances
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#3 Focusing on mental health
Caring for our mental health is just as important as focusing on physical health, if not more important.
Here are a few critical tips for good mental health:
- write down what you are grateful for daily
- eat a healthy diet
- exercise regularly
- meditate with Headspace
- spend time working on self-care and personal development
- surround yourself with positive people
#4 Saving money
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- Send copies of your bills to Billshark. (I did this by uploading an online PDF of each bill).
- Billshark negotiates all of the bills you send in.
- You get notified if Billshark was successful. If they are, they take 40% of the savings. Ex. Billshark saved me $290 over the course of 6 months, so I pay them $116. I can do this in a monthly payment plan or all at once.
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#5 Managing your finances
Understanding how your finances work can truly change your life for the better.
With a budget, you give every dollar you make a job, instead of spending without a plan.
YNAB is an easy-to-use budgeting app that lets you categorize your money, stop living paycheck to paycheck, and save even more money.
Another important aspect of finances is knowing what your credit score is.
I check my credit score with Credit Sesame (and no it doesn't hurt my credit score!)
If your credit score is too low, this can impact your interest rates, getting improved for a car loan, opening a credit card, and so much more.
Improving your credit score is relatively simple with these tips:
- if you have credit cards, make sure you pay them off in time (you can do this by automating payments)
- make sure your credit card utilization rate is low (ex. $10,000 credit limit, have less than $1,000 in debt on it, but zero is always better!)
#6 Living to your full potential
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#7 Cook basic, quick healthy meals
Healthy eating can quickly get expensive when you aren’t sure what to buy, end up buying too many ingredients or aren’t sure what to make.
The process can be overwhelming, which is why most people avoid eating healthy altogether.
To overcome this feeling, meal planning can help you save money and time.
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They even have a 14-day free trial, which will show you how helpful the service is.
#8 Create a schedule
Creating a schedule ahead of time can help you save a ton of time while giving you more free time to do the things you love.
I use G Calendar, which is Google's free calendar service.
Scheduling your life ahead of time is similar to creating a budget.
You're giving every hour of your life a task, so you do not have to wonder where your free time went.
#9 Staying organized and clutter-free
A cluttered-house can take away from our everyday happiness and focus.
Have better organization with these tips:
- don't let the clutter in by buying less stuff
- donate items you no longer use or find value in
- sign up for paperless mail
- only buy for needs
- when you buy one thing, donate another
#10 Prepare for an emergency
Life is unpredictable, and accidents can happen at any moment.
Does your family have a plan?
I recommend keeping a binder with important documents, plans, etc., in case anything happens.
For example, if someone gets sick in the family, it is wise to have important information such as lockbox codes, bank and credit information, medical documents, and more all in one place.
#11 Using coupons
Coupons are a great way to save money, and those savings can add up.
Gone are the days where you have to go through your daily paper and cut out coupons.
With ibotta, all you need to do is redeem the items you want to buy in the app, purchase in-store or online, and then snap a photo of the receipt.
It's that easy.
There are also plenty of healthy foods to choose from (even fruits and veggies!).
Ibotta is a free app that gives you cash back on groceries, toiletries, clothes, and other items you regularly buy.
Another way to save money is with Ebates, which is convenient to use for online shopping.
#12 Communicating effectively
Communication is key for life period.
Poor communication can destroy relationships, careers, and life in general.
Here are a few healthy communication tips:
- practice active listening, where you listen to the person without interrupting
- showing empathy for the other person
- providing feedback on whether it is giving or receiving
- clarifying what someone is saying
Once you have effective communication skills, you may find that life is simpler.
You get along with people better and solve problems quicker.
#13 Basic home repairs
Understanding how to complete basic home repairs can save you a lot of money, especially if you are owning and not renting.
This handy list will teach you 100 home repairs you can do yourself.
A few must-know home repairs are cleaning out a garbage disposal, cleaning a smelly dishwasher, replacing lights, and clogged drains.
#14 Save for retirement
Saving for retirement is a key life skill that should be taught in high school, but unfortunately, it isn't.
Often when people think about retirement, they feel overwhelmed or intimidated.
I even felt the same until I read Retired Inspired.
This book is easy to understand and answers difficult questions you may be asking yourself, such as how much money you need to retire and what kind of investment decisions you should make.
This list breaks down how to save for retirement and even gives out a separate plan whether you're in your 20's, 30's, or 40's.
#15 Repairing minimal car issues
It's important to understand how to fix a flat tire, heads and tail lights, or swapping out a dead battery.
Knowing how to do these things can help you save money (and time!), and you won't have to pay expensive labor costs.
Here's a list of 10 common car problems that you can learn to fix yourself.
➡️ What to read next: How I Spend $1,348 On A Six Figure Income
Do you know all of these life skills?
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