Debt is becoming a common part of life for the average American as consumers are now spending thousands of dollars on credit and debit card, auto loan, tax, student loan, medical and residential mortgage debt each and every month. Data shows the average household owes more than $15,000 in credit card debt, which is just a portion of the debt landscape, and with relatively high interest rates across the board, the situation is unlikely to improve in the short term.… Read more
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If you’re currently living on a tight budget, you’re not alone. More people than ever are living from paycheck to paycheck. If you need to free up monies to pay off debt or need to feel a release from the endless stress of your monthly obligations, there are many ways aside from the usual methods.… Read more
Do you want to eat healthier, but you’re on a budget? No worries because eating healthy on a budget is incredibly easy as long as you know what foods to get.
I’m going to list a bunch of resources below that will guide you in the right direction and get you to your goals of eating healthy. If your goal is weight loss or gaining more muscle and getting stronger, these foods will be a great addition to your diet.
If you have any tips you want to share, please feel free to leave a comment below! I love hearing from you all about what you do to stay healthy.
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What is a personal loan?
- starting a business
- medical bills
- educational expenses
Where can I get a personal loan?
- credit union
Buying a new or used car with a loan seems to be the norm these days, but what if you were to save a decent amount before buying the car? Here are a few tips that will help you save for a good down payment, or simply get your loan paid off sooner.
There are several different strategies that can be used when trying to save up for a large purchase. Below are tips that can stem off onto other large purchases, and items that the majority of will buy a few times in our lives.
When you buy a car, you should think about the type of car you want to purchase. Do you want a car that is all about practicality, or do you prefer something more luxurious? After you’ve decided that, you should think about maintenance costs and how much you’ll be paying for the car besides the actual car payment. A luxury car is going to have much higher insurance than a car that is bought for practicality.
After you’ve decided that, you need to think about how you’ll pay for the day. Figure out how long the monthly payments will be and how long it’ll take.
Now that we’ve gotten the important stuff taken care of, we now need to figure out how we’re going to save for the car. Here are 7 tips to get you saving big money, which equals bigger down payment and less interest.
An article came out a while back that lets you calculate how much you’ve made your entire life.
I immediately got a rush of anxiety and did not open the article because I was terrified to see my total income vs. how much I’ve actually saved.
This feeling alone was a huge wake-up call for me.
The average person doesn’t have enough in savings to pay off a $500 medical bill. Many people don’t have a fund in place for emergencies.
How many of us are struggling and living paycheck to paycheck?
It’s never too late to start saving money. It’s better to start now than to never have started at all.
I’ve shared a ton of money-saving tips on FITnancials, but this time I wanted to think outside the box and share tips that aren’t so obvious. Some of these things might gross people out or might be too difficult for you to do, and I understand that!
The whole point of saving money is trying your best and cutting purchases when you can. Think about how good it’ll feel when you can put a huge chunk of money toward your credit card or into your emergency fund.
Below are 9 tips to get you saving more money each month. Enjoy!
Feeling overwhelmed and unable to cope with the daily routines in your life? Feeling worried, anxious and low, like a thick grey cloud is constantly over your head?
Depression adds to the feelings of overwhelm, makes daily life harder to cope with and coping with difficulties much harder in general. Not only does being in debt and worrying about how to pay bills lead to depression, but losing a job, being made redundant, going through a divorce, having a life-changing accident, having children that grow up and leave the family home, heading towards pension age without any savings… … Read more
You may feel as if it were just the holiday season, and you might still have all of your winter clothing out, but March is here, which means spring is soon approaching. As per usual, stores are already ahead of the game and are pushing out products for the next season, which means last season’s products are going on sale.
March is filled with tons of savings ranging from travel-related expenses all the way to electronics.
Before I buy anything, especially big ticket items, I make sure to check when is the best month to buy the product.
I’m not trying to persuade any of you to buy these items, but if you’ve been needing one of the items I listed, March will be a great month to get a good quality item for a great price.
Most of the items pushed around the holiday season will be going into huge discount mode.
If you are thinking of buying any of the below items, I’d wait until mid-March to do your shopping. If you have any other savings tips that I didn’t mention in the post, please leave a comment. I love how active the comments section has been lately!